We implement this commitment by

• striving for lasting economic profitability in our business activities;
   
• avoiding transactions which are not of benefit to our clients, which we do not understand or which bear risks that we cannot evaluate;
   
• specifically involving the stakeholder groups in our business activities and in the context of our social commitment;
   
• regularly and actively seeking dialogue with the authorities and supervisors;
   
• complying with internal and external regulations, with best practices and legislation, and enforcing their observance;
   
• collaborating actively in shaping the prevailing conditions (associations, specialist committees etc.);
   
• creating a performance-orientated and motivating working environment for our employees;
   
• making careful use of natural resources.